1. quality material: The budget book with money envelope is crafted from soft and durable PU leather, offering a comfortable touch, scratch resistance, and neat stitching. The cash envelopes are made of transparent waterproof material, ensuring the safety of documents, bills, and cash. 2. Easy to carry and use: Our '100 Envelopes Money Saving Challenge' includes an A5sized folder, 100 portable bags, and a versatile accessory set, allowing you to take notes anytime, anywhere. It also doubles as a moneysaving organizer and envelope system wallet for effective cash planning. 3. Family savings plan: for families saving together. With 100 envelopes, you can allocate funds for various goals and easily track your finances. It's also an tool to teach children about money management. Use this budget planning tool to stay in control of your finances. 4. Budget financial assistant: This savings folder helps you create budgets, track expenses, and achieve savings or debt repayment goals. Never miss a deadline again!