1. Motor Driver 2. No extra costs: you pay nothing for repairs – parts, labor and shipping included. 3. Coverage: The plan begins on the purchase date. Drops, spills and screen cracks due to normal use are covered for portable devices; power surges are covered from day one. Breakdowns after the manufacturer’s warranty expires are covered. 4. Easy claims: File your claim online or by phone at any time. Most claims are processed within minutes. We send you an e gift card equal to the insured product value. In some cases we replace or repair the product. 5. Eligibility: The plan must be purchased with the product or within 30 days of product purchase. Pre-existing conditions are not covered. Use scenarios - On the go protection for laptops, tablets and other portable devices from drops, spills and screen damage. - Quick resolution for spills or accidental damage at home or in the office. - Protection against power surge related failures from day one.